Aon Australia Legal Notice
Aoninsights.com.au (the “Site”) is owned and operated by Aon Corporation Australia Limited (“Aon”) ABN 58 004 756 772 at Level 33, 201 Kent Street, Sydney NSW 2000. The Site content is owned or licensed by Aon. Aon is a wholly owned subsidiary of Aon plc and references to “Aon” includes references to Aon plc and other companies in the Aon Group.
Please read these terms and conditions (particularly those relating to copyright) and the Aon Privacy Policy Notice. By accessing and using this Site you are agreeing to these terms and conditions (including the Aon Privacy Notice). You must read the important disclaimers which follow as they affect your use of the Site.
Trademarks
Aon and the Aon logo are registered trademarks of Aon. All other trademarks are either owned by Aon or by other companies.
No Implied Licenses
Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under any patent, trademark, copyright (except as expressly provided above), or other proprietary rights of Aon or of any third party.
Copyright
The content of this Site, including but not limited to the text and images herein and their arrangement, is the copyright property of Aon. All rights reserved.
Authorisation of Use
Aon hereby authorises you to copy and display the content herein, but only for your personal or informational and non-commercial use. However, the content herein shall not be copied or posted in any network computer or broadcast in any media. Any copy you make must include this copyright notice. Limited quotations from the content are permitted if attribution to Aon is included, but you may not copy or display for redistribution to third parties for commercial purposes any portion of the content without the prior written permission of Aon. No modifications of the content may be made.
Content
Aon makes no representations about the suitability of the content of this site for any purpose. All content is provided “as is” without any warranty of any kind.
Aon has not made and does not make any warranty of any kind whatever, express or implied, with respect to the contents of this site; and all implied warranties of merchantability, title, non-infringement and fitness for a particular purpose are hereby disclaimed by Aon. Aon will not be liable to anyone with respect to any damages, loss or claim whatsoever, no matter how occasioned, in connection with access to or use of the contents of this site. In no event shall Aon be liable for any special, indirect, exemplary or consequential damages or any damages whatsoever, including but not limited to loss of use, data or profits, without regard to the form of any action including but not limited to contract or negligence or other tortious actions, arising out of or in connection with the use, copying or display of the content.
While Aon believes the content to be accurate, complete and current, there may be inadvertent technical or factual inaccuracies and typographical errors and Aon does not warrant that the information is accurate or complete or current. It is your responsibility to verify any information before relying on it. At any time and from time to time Aon may make changes in the products and/or services described herein, however, Aon makes no commitment to update the information and expressly disclaims liability for errors or omissions in it.
Links to Other Sites
Some of the sites listed as links herein are not under the control of Aon. Accordingly, Aon makes no representations whatsoever concerning the content of those sites. The fact that Aon has provided a link to a site is not an endorsement, authorization, sponsorship or affiliation by Aon with respect to such site, its owners or its providers. Aon is providing these links only as a convenience to you. Aon has not tested any information, software or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software or products found on the Internet, and Aon cautions you to make sure that you completely understand these risks before retrieving, using, relying upon or purchasing anything via the Internet.
Recommendation Disclosure
Aon plc, including all of its subsidiaries and affiliates, maintains relationships with clients and business partners around the world. When Aon recommends or mentions a product or service provider, it is possible that the product or service is being offered by one of Aon’s clients or business partners.
Aon maintains a strict Code of Business Conduct covering many topics, including antitrust and competition law, conflicts of interest, anti-bribery, privacy, financial reporting, compliance with trade restrictions, protection of confidential information, and compliance with all laws and regulations applicable to the conduct of our business. Aon also files necessary disclosures with all governmental regulators.
If you have any questions about an Aon recommendation or mention of another business entity (or about an entity with whom Aon conducts business), please follow-up with your Aon contact person. Aon is committed to serving our clients in a transparent manner.
Fee/Commission Disclosure
Affiliates of Aon Group, Inc. that provide retail, wholesale and reinsurance brokerage, risk management, underwriting management, captive management and benefits consulting may receive remuneration as commissions or fees paid by an insurer; fees paid by a client in lieu of, or in addition to, commissions; and investment income on premiums, claim payments and return premiums temporarily held as fiduciary funds. In certain circumstances, one or more of these affiliates may also receive compensation in the following forms: commissions or fees paid to reinsurance brokerage or captive management companies for placement or management of reinsurance of a client’s risk; commissions or fees paid to a wholesale broker to which a risk has been referred for placement; commissions or fees paid for premium financing; and compensation paid by underwriters for performance of technical or other services.
If you have any questions regarding the nature or amount of the compensation paid to any Aon company on your account, we encourage you to contact the head of the Aon office that services your account.
Export Controls
Some software from this site may be subject to export controls imposed by the United States of America and may not be downloaded or otherwise exported or reexported: (a) into (or to a national resident of) any country to which the U. S. has placed an embargo; (b) to everyone on the U. S. Treasury Department’s Specially Designated Nationals list; or (c) the U. S. Commerce Department’s Table of Denial Orders. If you download or use the software, you represent and warrant that you are not located in, or under the control of, or a national of any such country or on such list.
Jurisdiction
These terms and conditions are governed by the laws in force in New South Wales, Australia and you agree to submit to the non-exclusive jurisdiction of the courts of New South Wales, Australia and any courts which may hear appeals from those courts in respect of any proceedings in connection with this website.
General Advice Warning
This information may be regarded as general advice. That is, your personal objectives, needs or financial situations were not taken into account when preparing this information.
Accordingly, you should consider the appropriateness of any general advice we have given you, having regard to your own objectives, financial situation and needs before acting on it. Where the information relates to a particular financial product, you should obtain and consider the relevant product disclosure statement before making any decision to purchase that financial product.
Record Retention
As Company Policy we will archive our workpapers and correspondence regarding your Risk Management and Insurance matters for seven (7) years. After that date, the file will then be destroyed without further reference to you (this applies to all policy coverages other than personal injury).
Personal Injury Records are all documents whether broking, underwriting or claims pertaining to an insurance policy which provides cover for any injury to persons regardless of the class of that insurance policy.