Snapshot
- Growing Neighbour Concerns: Neighbouring landowners often fear that proximity to renewable energy projects—such as solar farms—will increase their insurance premiums, particularly Public Liability Insurance. Despite these perceptions, such increases are not being seen in reality.
- Lack of Clear Guidance: Uncertainty persists due to limited guidance from insurance bodies and companies regarding the insurance impacts of being adjacent to a renewable energy project.
- Importance of Community Engagement: Transparent communication and addressing misinformation are essential. A reputable Insurance Risk Adviser can help alleviate concerns and provide advice on minimising impacts on insurance policies and premiums.
- Risk Mitigation by Developers: Measures such as fire breaks, vegetation control, and comprehensive fire management plans can help reduce risks for surrounding properties.
- Support from Industry Bodies: Industry bodies across the renewable energy and insurance sectors play a critical role in helping developers and communities navigate neighbour-related concerns.
The renewable energy sector is experiencing rapid global growth, bringing with it a set of unique challenges involving landowners and their neighbours. While developers typically work directly with landowners through ownership or leasing arrangements, neighbouring properties can also be affected by project development.
This whitepaper examines the key concerns raised by neighbours—particularly around insurance premiums—and explores practical steps developers can take to build trust and promote transparency. Drawing on insights shared during the Aon Renewable Energy Insights Forum 2025, the paper highlights the importance of communication, robust risk mitigation, and sector-wide guidance.
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This content originates from a session delivered at Aon’s 3rd Renewable Energy Insights Forum 2025 on 18 March 2025, in our Aon Sydney office.
If you have any more questions about the insurance market for renewable energy, please contact Richard Nunny, Head of Renewables Energy, APAC at richard.nunny@aon.com or Pat Behan, Head of Renewables Energy, Australia at pat.behan@aon.com.
