Strategic Risk Financing: Capturing Opportunity

Today’s dynamic business environment is characterised by unprecedented levels of uncertainty, ambiguity, and volatility. These conditions have been magnified by the insurance market’s counter-cyclicality – conventional insurance pricing has been high, and its availability limited, at precisely the time when it is needed most.

CEOs, CFOs, CROs and insurance managers have been confronted with the need to review insurance usage as a financial risk transfer solution. Strategy around risk retention, and the role that captive insurance can play, have been front-and-centre to C-Suite deliberations.

To help organisations make better decisions around strategic risk finance, Aon, in partnership with Swiss Re Corporate Solutions, has examined the captive instruments available, including corporation captives, virtual captives, and protected cell captives.

Watch the video sessions below for insights from Aon and Swiss Re Corporate Solutions specialists on enterprise risk and re-insurance markets, and the opportunities, benefits and limitations associated with captive mechanisms.

Enterprise Risk and Insurance Market Context

In this session we examine the current market trends and what may motivate an organisation to consider structured risk retention mechanisms.

Why Self Insurance?

With respect to insurable risk this session addresses the question of whether higher retentions pay off and discusses how a captive arrangement can help to support.

Captives and Risk Capital – Strategy, Tactics and Mechanics

In this session we explore how a captive is not only a tool to manage self-insured retentions, but can also be an effective way to access new capital pools.

Alternatives to Captives

In this session we examine what alternatives exist to captives and whether a similar effect can be achieved without the need for new or distinct legal entities.

Bringing it All Together

In this panel discussion our specialists speak about the evolving insurance market in the Asia Pacific region and share perspectives on virtual captive arrangements, conventional capacity changes for challenged industries, captive contributions to claims optimisation, tax considerations, and more.